I hate making decisions. I always wait until the very last minute and then second guess myself until the deed is done. My college decision process was no different; I literally waited until the last day to send in my acceptance.
Probably the best thing you can do for yourself is look in the mirror and ask if you want to lead or follow. High school doesn't bring up students to be leaders to their full capabilities so the better question is do you have what it takes to jump to the front and take the heat of being a good leader? There is no wrong answer to this question, just different paths to take.
Do you prefer to be in a big city? Out in the country? Blocks from the beach? The difference between U.C. Bakersfield's campus location and U.C. Santa Barbara's is enormous and depending on what you are studying you will get the same education.